CA · Rank 10 of 50 affordable

Can teachers afford to live in California?

Yes — manageable.

The average California teacher earns $95,160 per year. A typical 2-bedroom rents for about $2,346/mo, which is 30% of gross monthly pay. The 30% rule is the standard healthy benchmark.

Avg Teacher Salary
$95,160
Cost-of-Living Index
138
US avg = 100
Affordability Score
51/100

Renting in California

2BR Rent / mo
$2,346
Annual Rent
$28,152
% of Salary
30%
Left after rent
$5,584/mo

Green zone is under the 30% healthy housing benchmark.

Buying a Home in California

Median Home Price
$579,600
10% Down
$57,960
P&I (7%, 30yr)
$3,470/mo
Full PITI
$4,171/mo

Estimated mortgage payment as a share of average teacher monthly gross pay, including taxes & insurance.

Estimates assume a 10% down payment, 7% 30-year fixed rate, 1.1% property tax, and 0.35% home insurance. Actual rates and prices vary by district and metro area.

How California Compares