TX · Rank 17 of 50 affordable
Can teachers afford to live in Texas?
Tight, but workable.
The average Texas teacher earns $60,716 per year. A typical 2-bedroom rents for about $1,564/mo, which is 31% of gross monthly pay. The 30% rule is the standard healthy benchmark.
Avg Teacher Salary
$60,716
Cost-of-Living Index
92
US avg = 100
Affordability Score
47/100
Renting in Texas
2BR Rent / mo
$1,564
Annual Rent
$18,768
% of Salary
31%
Left after rent
$3,496/mo
Green zone is under the 30% healthy housing benchmark.
Buying a Home in Texas
Median Home Price
$386,400
10% Down
$38,640
P&I (7%, 30yr)
$2,314/mo
Full PITI
$2,781/mo
Estimated mortgage payment as a share of average teacher monthly gross pay, including taxes & insurance.
Estimates assume a 10% down payment, 7% 30-year fixed rate, 1.1% property tax, and 0.35% home insurance. Actual rates and prices vary by district and metro area.