TX · Rank 26 of 50 affordable
Can teachers afford to live in Texas?
Yes — manageable.
The average Texas teacher earns $63,749 per year. A typical 2-bedroom rents for about $1,566/mo, which is 29% of gross monthly pay. The 30% rule is the standard healthy benchmark.
Avg Teacher Salary
$63,749
Cost-of-Living Index
92.1
US avg = 100
Affordability Score
52/100
Renting in Texas
2BR Rent / mo
$1,566
Annual Rent
$18,788
% of Salary
29%
Left after rent
$3,747/mo
Green zone is under the 30% healthy housing benchmark.
Buying a Home in Texas
Median Home Price
$386,820
10% Down
$38,682
P&I (7%, 30yr)
$2,316/mo
Full PITI
$2,784/mo
Estimated mortgage payment as a share of average teacher monthly gross pay, including taxes & insurance.
Estimates assume a 10% down payment, 7% 30-year fixed rate, 1.1% property tax, and 0.35% home insurance. Actual rates and prices vary by district and metro area.