HI · Rank 50 of 50 affordable
Can teachers afford to live in Hawaii?
Barely — housing eats too much.
The average Hawaii teacher earns $75,860 per year. A typical 2-bedroom rents for about $3,145/mo, which is 50% of gross monthly pay. The 30% rule is the standard healthy benchmark.
Avg Teacher Salary
$75,860
Cost-of-Living Index
185
US avg = 100
Affordability Score
0/100
Renting in Hawaii
2BR Rent / mo
$3,145
Annual Rent
$37,740
% of Salary
50%
Left after rent
$3,177/mo
Green zone is under the 30% healthy housing benchmark.
Buying a Home in Hawaii
Median Home Price
$777,000
10% Down
$77,700
P&I (7%, 30yr)
$4,652/mo
Full PITI
$5,591/mo
Estimated mortgage payment as a share of average teacher monthly gross pay, including taxes & insurance.
Estimates assume a 10% down payment, 7% 30-year fixed rate, 1.1% property tax, and 0.35% home insurance. Actual rates and prices vary by district and metro area.