FL · Rank 48 of 50 affordable

Can teachers afford to live in Florida?

Barely — housing eats too much.

The average Florida teacher earns $51,009 per year. A typical 2-bedroom rents for about $1,734/mo, which is 41% of gross monthly pay. The 30% rule is the standard healthy benchmark.

Avg Teacher Salary
$51,009
Cost-of-Living Index
102
US avg = 100
Affordability Score
14/100

Renting in Florida

2BR Rent / mo
$1,734
Annual Rent
$20,808
% of Salary
41%
Left after rent
$2,517/mo

Green zone is under the 30% healthy housing benchmark.

Buying a Home in Florida

Median Home Price
$428,400
10% Down
$42,840
P&I (7%, 30yr)
$2,565/mo
Full PITI
$3,083/mo

Estimated mortgage payment as a share of average teacher monthly gross pay, including taxes & insurance.

Estimates assume a 10% down payment, 7% 30-year fixed rate, 1.1% property tax, and 0.35% home insurance. Actual rates and prices vary by district and metro area.

How Florida Compares